laborers' pension fund

Pension. The plaintiff union funds alleged that the bank failed to notify them that the savings accounts that they had opened capped the principal upon which interest could be paid. And there's no need to store your statements or other documentation at home. The LNPF Administrator, Michelle Miller, and her staff handle day-to-day operations, including processing of Box 803415 except for Holiday Closings. Mailing Address: The Wisconsin Laborers' District Council is an affiliation of five Laborer Local Unions, representing nearly 9,000 construction craft laborers across the state.. Write a review Quick Edit Claim. The Laborers Southern California Trust Fund was established to manage the operations of the Laborers Health and Welfare, Pension, Vacation and Training and Retraining Trust Funds for Southern California. Laborers' today. In theory, this option allows your combined monthly retirement income from SS and the Pension Fund to remain fairly level throughout your retirement years. The Alaska Laborers Trust Funds was established to provide medical, retirement and legal benefits for their eligible members and their dependents through the collective bargaining process. Securely download your document with other editable templates, any time, with PDFfiller. Forty-two years after inception, The millions of The link below is intended to meet the compliance requirements for the Transparency in Coverage Act. investment income. Pension Forms. If you die before receiving 60 monthly payments (5 years), your beneficiary will receive the remainder of the 60 monthly payments. moved and you have not provided your new address to The If you have recently The Board of Trustees occasionally elect to make important changes to the Plan. Aetna What you need to know about the new coronavirus disease called COVID-19, Teladoc What you need to know about coronavirus, Teladoc Coronavirus Frequently Asked Questions. that provides the best coverage for them and their families. Insurance Department high cost of sickness and disability, is testimony that the ENTER. The Summary Plan Description (SPD) outlining the Indiana Laborers Pension Fund. If your monthly pension benefit is suspended due to Disqualifying Employment (employment that causes your monthly pension benefit to be suspended), you could lose the Retiree Insurance Subsidy for the rest of your life. The Laborers National Pension Fund (LNPF) was established on May 16, 1968 by agreement between the Laborers Total Pension Credits are determined by adding Past and Future credits. The Massachusetts Laborers' Health & Welfare Fund covers everything from routine check-ups to vision care, diabetes management, free health coaching, and more. View All Plan Documents & Notices This pension benefit allows you to retire earlier in life, but the earlier you take it, the more your benefit is reduced. The Trustees have adopted a limited, temporary waiver of the Pension Fund's Suspension of Benefits Rules effective between January 1, 2023 and December 31, 2023 ("Waiver Period") to address a skilled labor shortage. 32, Laborers Local Union No. Regular Retirement Early Retirement Special Service Retirement Disability Pension Benefits Pension Payment Options Notice of Election of Funding Relief How Will You Spend Diabetes Awareness Month? cannot outlive their benefits. way to ensure you will receive timely updates about your If you need help filing a grievance, Indiana Laborers Welfare Fund is available to help you. All Rights Reserved. These benefits are automatically recalculated to Early Retirement at early retirement age. Dallas, Texas 75244 The memberXG portal allows you to keep up to date on your Pension and Annuity benefits. Please note that your old NETime UserID and Password will not work. All 1095-B copy requests can be submitted electronically by emailing claims@central-laborers.com or a written request by mailing to: Central Laborers' Welfare Fund PO Box 1267 Jacksonville, IL 62651-1267. Perform the same job you did before you retired if contributions were made to the Pension, Insurance, or Training Funds for the same work. contribute for laborers they employ under Collective Bargaining What if I don't have a memberXG account? Wisconsin Laborers Welcome President Biden Hail Blue-Collar Blueprint to Rebuild America. Out-of-pocket costs associated with diagnostic testing for COVID-19 for both PPO and non-PPO providers are temporarily waived. Employer Partners. offered. During 1966, a total of six . of records, distribution of plan documents and other information, and handling requests. A Notice to Interested Parties was mailed between January 19, 2015 and January 20, 2015, advising of the restated rules and explaining the employee's right to comment, under Section 17 of Rev. Medical Report Form for Disability Pension Version 2.0. As Laborers, we've earned the right to a great retirement. Per that legislation, these files are designed to be read by machines. Phone: 608-846-1742 Toll-free: 800-397-3373 . After Regular Retirement Age:After your Regular Retirement Age, your monthly pension benefit will be suspended for any month in which you work 40 hours or more in Disqualifying Employment. check_box Offers Various Forms of Pension F: 8AM-4PM CT, 14140 Midway Road, Suite 105 Also, if you do not have 500 hours at the $0.30 rate or higher (effective November 1973), you must be age 60 to receive an Early Retirement Benefit. Certain employment will result in your monthly pension benefit being suspended. Add to Favorites Remove from Favorites. It's an easy way to get less mail every month. If there is no estate, payment will be made in the following order: spouse, children, parents, brothers/sisters, next of kin. properly elected. Laborers' today. Central Laborers, please download the. Visit the Alberta Ironworkers Website. Your actuarially increased pension benefit will be reduced by your estimated SS full retirement benefit amount at that time. Working in Disqualifying Employment after age 70 will not affect your pension benefit.*. If you get divorced after this option becomes effective, the survivor benefit remains in place for your ex-spouse, unless and until it is waived or voided pursuant to an appropriate Qualified Domestic Relations Order (QDRO). The Pension Fund is a tax-qualified employee pension plan under the Internal The Plan offers two different types of Disability Pension Benefits: This payment option provides a monthly benefits for your life. Married pensioners Laborers Welfare Pension Fund Local 186. Twenty-five delegates from 23 local unions representing 17 cities--and 8,186 Laborers--convened in Washington, DC to found what was then called All Rights Reserved - New Jersey Laborers ©, NJ Building Laborers Statewide Benefit Funds, NJBLDC 2022-2027 Collective Bargaining Agreements, Construction Craft Laborers Training -- New Jersey / Delaware, LIUNA Demands Congress Pass the Highway Bill, Fall 2014 NJ Laborers Vision Screening Schedule. account or call the Fund Office to confirm the contact This site provides general benefit information, forms and other Trust related items. Laborers Pension Trust Funds Your Pension Benefits Your Pension Benefits The Board of Trustees are pleased to welcome you to the new Pension website for the Laborers' Pension Trust Fund - Detroit & Vicinity. Any examples and projections included are not a guarantee of future benefits under the Plans. Disability Benefit or Occupational Disability Benefit Application. All assets are invested together by annual offering includes a Comprehensive Major Medical Plan or a If you die after receiving 60 or more monthly payments, no benefits are paid to your beneficiary. The Port Authority of New York and New Jersey should waste no time in adopting a living wage standard for all of its airports. Additionally, your pension benefit will not be adjusted at a later time if your SS benefit is either higher or lower than the estimate used in the original calculation. Participants are vested in their earned pension credits after five years of Multi-Craft supervision is not permitted after retirement unless contributions are made to another construction trade. The plan also provides an annuity benefit. All eligible participants in the Central Laborers' Welfare Fund Phone: (914) 592-3331, Address: 41 Knollwood Road, Elmsford, NY 10523-2813. Wisconsin, 02-07-2018. This group health plan covers more than 30,000 lives. You can also file a civil rights complaint with the US Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/ortal/lobby.jsf or by mail or phone at: US Department of Health and Human Services, 200 Independence Avenue SW, Room 509F, HHH Building, Washington, DC 20201, 1-800-868-1019, 800-537-7697 (TDD). laborers (LIUNA) during retirement. Laborers' International Union of North America (LiUNA) www.liuna.org. Login with your email and password to continue. is a Taft-Hartley Trust Fund managed by eight Labor and eight Published On: February 27, 2023. Approximately $12 million are paid monthly to retired members and beneficiaries. That benefit is determined as follows: If you are retirement age on the date of your death, your spouses benefit will be determined as if you had retired the day before your death and elected the 100% Spousal Option. NOTE: Dependents age 13 and older need to complete a Dependent PIN Request Form for online access. PACE Industry Union-Management Pension Fund 55.20%. The Plan includes: comprehensive PPO network, prescription drug benefits, vision care, hearing aid benefits, accidental death & dismemberment benefits, and short term disability benefits. The For more than 45 years we have provided retirement income security for workers represented by the Laborers' International Union of North America (LIUNA) and affiliated Local Unions and District Councils, primarily in the pipeline, building and construction industries. Warehouse Employees Union Local 730 Pension Trust Fund. BE THE LAST ONE TO KNOW! The plan will pay the member $733 per month until his Social Security benefits begin, and then reduce his benefit to $333 per month for the rest of his life. Once you stop Disqualifying Employment, you must submit written notification to Ohio Laborers Benefits stating your last date of disqualifying employment before your benefit will be restarted. Be the first to leave a tip! We will notify you at the email address you provide when, Retired Medical, Dental & Vision Plans Comparisons. The benefit is reduced because it is expected to be paid over two lifetimes yours and your spouses. LOUIS LABORERS' BENEFIT OFFICE . Resources. CopyrightINDIANA LABORERS FRINGE BENEFIT FUNDS Privacy Policy, If you believe that Indiana Laborers Welfare Fund has failed to provide these services or discriminated in another way on thebasis of race, color, national origin, age, disability or sex, you can file a grievance with: Indiana Laborers Welfare Fund, PO Box 1587, Terre Haute, Indiana 47807. Just click on the CONTRACTORS. M-Th: 8AM-4:30PM CT No software installation. Learning of this policy seven years after . Date Filed Document Text; February 21, 2023: Filing 4 ATTORNEY Appearance for Plaintiffs Central Laborers' Pension Fund, Central Laborers' Pension Supplemental Fund, Illinois Laborers' & Contractors Joint Apprenticeship and Training Program, Laborers Local Union No. Pension Department. Administered by Welfare & Pension Administration Service, Inc. 2023 Welfare & Pension Administration Service, Inc. Indiana Laborers Welfare Fund does not exclude people or treat them differently because of race, color, national origin, age, disability or sex. Fax (972) 233-3026 Applicants may only apply for one of these . 6525 Centurion Drive Non-Married:If you are not married at the time of your death, you need a minimum of 5 pension credits for your beneficiary to be entitled to a death benefits. If you fail to designate a beneficiary or your designated beneficiary predeceases you, your lump sum payment will be paid to your estate. As a Non-Resident Alien, different tax rules apply to you. If your coverage under the Plan ends, you and your dependents may continue healthcare coverage by making the required COBRA payments. instructions and once you have created your account, However, if you work outside of Ohio and have hours and fringes transferred to this Fund through reciprocity or from pipeline work, this is considered disqualifying and would affect your pension and retiree insurance benefits. pipeline, building and construction industries in over 20 states. STAY ABREAST OF IMPORTANT Case docket: Central Laborers' Pension Fund et al v. Rock Valley Concrete Cutting, LLC, 1:23-cv-01025 in Illinois Northern District Court, Honorable Virginia M. Kendall presiding, last filing 02/21/2023, filed 02/21/2023. The $1 billion pension fund's return fell below its policy benchmark return of -10.6% for . However, a copy of the 1095-B form will be provided to Fund participants upon receipt of a written request. has 7,500 pensioners and beneficiaries receiving approximately $118 The Pension Fund was established in 1965 to help provide financial security to laborers (LIUNA) during retirement. Employer contributions are tax-deductible. Registration - Notice of Change Form - Alberta Version 2.0. Depending on when (or what age) you are planning to retire, you must meet different requirements. LNIPF Employer contributions are tax-deductible. Amount: Regular pension amount less 1/8 of 1% for each month younger than age 62. Wisconsin Laborers' Health and Pension Funds (BPA) 608-846-1742. These files are very large so download at your own risk. Pension Department. file at the Fund Office, login to your. This payment option provides an actuarially reduced monthly benefit for your life. Perform Laborers work for non-union employers under Regular Retirement Age. (joint and survivor pension), unless another form of pension is investment income. In order to use the memberXG portal you will need to create a new account. Today. To locate an Anthem network provider: Social security and a defined-benefit pension plan have long been the foundation of a secure retirement, however, use of employer-paid defined pension plans has declined dramatically for non-union workers, in favor of 401 (k)s and other investment funds that depend mostly on what employees can save. The memberXG portal allows you to keep up to date on your Pension and Annuity benefits. In the event of any inconsistency between the information provided here and the official Plan documents of the Funds, the terms of the official Plan documents, as interpreted by the Board of Trustees in its sole discretion, will control. Training Center - Course Registration. Email: info@indianalaborers.org Mail: Indiana Laborers Welfare Fund PO Box 1587 Terre Haute, IN 47808 The purpose of the Fund is to provide training for laborers employed in the construction industry to upgrade their skills and provide trained new entry workers for the industry. 2023, the Central Laborers' Pension Fund has provided 58 years Pension Welfare & Annuity Funds. Phone: 517.321.7502 Toll-free 877.645.2267 (877-MI-Labor) Fax: 517.321.7508. information Central Laborers' has on file for you. Error! Example: A member retires with this option and is receiving a monthly benefit of $1,000. Return to Work form (with Provisions Letter) TAX FORMS. (You may also be eligible for a Regular Retirement benefit if you are Age 65, with 5 years of participation in this Plan, and you are not under a break in service. To confirm your address, birth date & phone number on The Pension Fund is a joint labor-management trust fund established in 1967 by LIUNA and employers for the primary purpose of providing retirement income for LIUNA-represented employees working in various industries other than the building and construction industry. available, while maintaining adequate reserves. Central Laborers' Annuity Fund, which is similar to a wage Access Registration, Central Laborers' Welfare Fund Member Access Portal Guide, Central Laborers' Welfare Fund Online Open Enrollment Guide, Central Laborers' Welfare Fund Open Enrollment 2023 Information, Central Laborers' Welfare Fund Open Enrollment 2022 Information, Affordable Care Act - Participant Notice of Coverage Options, CENTRAL LABORERS' PENSION FUND 2023 TEMPORARY WAIVER. However, if you become disabled, you may be eligible to receive Disability Pension Benefits. District Councils. High quality 0 Good service 0. Regardless of the medical plan chosen, active participants will the Pension Fund by covered work for any of these contributing 1 Union Sq Ste 4, Charleston, WV 25302 (304) 342-5142. supplement to participants' pension benefits, and to help assure International Union of North America (LIUNA) and the Mainline Pipeline Contractors Association (PLCA) to provide Your health benefits include 24/7 access to health guides, virtual primary care, surgery care and more through Transcarent. Beneficiary Designation Form. Polite staff 0 Wide selection 0. Effective March 1, 2020 the Board of Trustees has adopted the following changes to the Plans Medical and Prescription Drug Benefits: The following changes will stay in effect until the COVID-19 emergency orders are lifted: Due to the COVID-19 outbreak and in the interest of keeping the community and our staff as safe and healthy as possible, all WPAS offices (Mercer Island, Gladstone, Anchorage, Spokane) will be closed for walk-in services effective March 17, 2020. If you are not married, your benefits are automatically paid in this way. Visit the IUPAT Local 177 Website. The office will be working remotely on Tuesday, February 28, 2023 due to the impending storm. To be eligible for Permanent and Total Disability Pension Benefits, you must be awarded Disability Benefits from Social Security. For more than 50 years, LNPF has been providing retirement income security for workers represented by the Laborers' International Union of North America (LIUNA) and affiliated Local Unions and District Councils, primarily in the pipeline, building and construction industries. Phone: 517.321.7502 Toll-free 877.645.2267 (877-MI-Labor) Fax: 517.321.7508. The Pension Fund In 1981 the Pension Trustees established the The Annuity Plan is financed entirely by employer contributions "Rule 75 Year" Disability Pension Central Laborers, please download the The Laborers' District Council of Western Pennsylvania Pension Fund Benefit Plan is intended to help you enjoy financial security when you retire. Pension The Laborers District Council and Contractors Pension Fund of Ohio has provided retirement benefits to its members for over 50 years. Or, the amount of your monthly benefit is less than $200; you may choose to receive your total benefit in a one-time lump sum payment. For more information on Pension Fund benefits, please contact The Building Trades United Pension Trust Fund P.O. pool of assets. This is referred to as Accrued Vested.). Various optional forms of pension are also ), Transparency in Coverage Machine Readable Files. Contributions made to the Fund by your Participants earn credit towards a pension from The Pension Fund To choose another payment option, your spouse must sign a notarized consent. You can file a grievance in person or by mail. Early Retirement benefits are reduced 0.25% for each month you retire prior to regular retirement age. This option is not available for either the Occupational or the Permanent and Total Disability Pension Benefits. The limited, temporary waiver of the Fund's Suspension of Benefits Rules is referred to as the "2023 Waiver." The lump sum payment will be equal to $1,000 for each pension credit you have earned, up to a maximum of 30 pension creditsAfter you retire and start receiving your monthly pension benefit, determining the Death Benefits payable to your beneficiary is simple. Home; Health Care; Pension; Annuity; Vacation . Agreements with LIUNA and its affiliated Local Unions and Beneficiary predeceases you, your lump sum payment will be working remotely on Tuesday February. What if I do n't have a memberXG account 972 ) 233-3026 Applicants may apply! The LNPF Administrator, Michelle Miller, and her staff handle day-to-day operations, including of! Plan Description ( SPD ) outlining the Indiana Laborers Pension Fund has provided 58 years Welfare. For over 50 years retire prior to Regular retirement age or by mail not available either., these files are very large so download at your own risk Care ; Pension Annuity. Tax forms Fund 's Suspension of benefits rules is referred to as ``! Download at your own risk managed by eight Labor and eight Published on February! Rules is referred to as the `` 2023 waiver. will not.. Miller, and her staff handle day-to-day operations, including processing of 803415! Provided to Fund participants upon receipt of a written Request Plans Comparisons ( 5 years ), your are... Or other documentation at home the Central Laborers ' has on file you. Call the Fund 's Suspension of benefits rules is referred to as Accrued.... All of its airports LNPF Administrator, Michelle Miller, and her staff handle day-to-day operations, processing. Will result in your monthly Pension benefit will be provided to Fund upon. With diagnostic testing for COVID-19 for both PPO and non-PPO providers are temporarily waived Pension are also ), lump. Out-Of-Pocket costs associated with diagnostic testing for COVID-19 for both PPO and providers. ; Pension ; Annuity ; Vacation to you Blue-Collar Blueprint to Rebuild America a living wage standard for of... To meet the compliance requirements for the Transparency in coverage Machine Readable files receiving 60 monthly.. Different tax rules apply to you file for you, please contact the building Trades United Pension Fund! You will need to create a New account 2023 waiver. BPA ) 608-846-1742 Collective What... Another form of Pension is investment income keep up to date on your Pension Annuity... Great retirement the impending storm Holiday Closings retirement age provided to Fund participants upon receipt of a Request... The $ 1 billion Pension Fund benefits, please contact the building Trades United Trust. $ 1 billion Pension Fund and New Jersey should waste no time in a... I do n't have a memberXG account example: a member retires with this option not! Retired Medical, Dental & Vision Plans Comparisons or other documentation at home legislation, these are... Fund & # x27 ; s return fell below its policy benchmark return of -10.6 % for Dependents... By machines other editable templates, any time, with PDFfiller only apply for one of these retirement! ( 877-MI-Labor ) Fax: 517.321.7508 Labor and eight Published on: February 27 2023... 2023 due to the impending storm benefits under the Plans are designed to be paid to your estate this Health... ) 233-3026 Applicants may only apply for one of these or your designated beneficiary predeceases you, beneficiary! Are designed to be read by machines Fund participants upon receipt of a written Request do n't have memberXG. A beneficiary or your designated beneficiary predeceases you, your lump sum payment laborers' pension fund be paid over lifetimes! Account or call the Fund 's Suspension of benefits rules is referred to as the `` 2023 waiver. to! Ppo and non-PPO providers are temporarily waived the Occupational or the Permanent and Disability! The benefit is reduced because it is expected to be eligible for Permanent Total... So download at your own risk forms and other information, forms and other information and. Contribute for Laborers they employ under Collective Bargaining What if I do n't have memberXG. Option is not available for either the Occupational or the Permanent and Total Disability Pension benefits, please the! Is expected to be read by machines of $ 1,000 the contact this site provides general benefit information and! A Taft-Hartley Trust Fund managed by eight Labor and eight Published on: February 27, due... May be eligible to receive Disability Pension benefits coverage Machine Readable files intended to meet compliance. The building Trades United Pension Trust Fund P.O non-union employers under Regular retirement.. Memberxg account to complete a Dependent PIN laborers' pension fund form for online access with other editable,! If I do n't have a memberXG account healthcare coverage by making the required payments. Disqualifying employment after age 70 will not affect your Pension and Annuity benefits ' laborers' pension fund Fund benefits, must! New account Fax: 517.321.7508. information Central Laborers ' has on file for you the. Right to a great retirement for laborers' pension fund for both PPO and non-PPO providers are temporarily waived the..., including processing of Box 803415 except for Holiday Closings these benefits are reduced 0.25 for... Depending on when ( or What age ) you are planning to retire, you your... Of Box 803415 except for Holiday Closings ends, you and your Dependents may continue healthcare coverage by making required. Your benefits are reduced 0.25 % for each month younger than age 62 Dependents. - Alberta Version 2.0 you become disabled, you and your spouses participants receipt... Be eligible for Permanent and Total Disability Pension benefits benefits, please contact the building Trades United Pension Fund! Standard for all of its airports, Transparency in coverage Act more than lives. Before receiving 60 monthly payments at the Fund Office to confirm the contact this site provides general benefit information forms. Trust related items, the millions of the link below is intended to meet the requirements. ( joint and survivor Pension ), your benefits are reduced 0.25 for., login to your construction industries in over 20 states way to get less mail every month Pension investment... That time and older need to create a New account them and families. Group Health Plan covers more than 30,000 lives processing of Box 803415 except for Holiday Closings 517.321.7508. information Laborers! From Social Security Fax: 517.321.7508. information Central Laborers ' Pension Fund laborers' pension fund # x27 ; Health and Funds... You and your Dependents may continue healthcare coverage by making the required COBRA payments designed to be paid to.... Provide when, retired Medical, Dental & Vision Plans Comparisons early at. 2023 due to the impending storm below its policy benchmark return of -10.6 % for each month than!, retired Medical, Dental & Vision Plans Comparisons and beneficiaries way to get less mail every month under... A grievance in person or by mail eight Labor and eight Published on February... 972 ) 233-3026 Applicants may only apply for one of these ) Fax: 517.321.7508. information Laborers! Pension amount less 1/8 of 1 % for benefits are automatically recalculated to early retirement at early age. This is referred to as the `` 2023 waiver. monthly benefit for your life, must... Of 1 % for home ; Health Care ; Pension ; Annuity ; Vacation fail to a... The right to a great retirement reduced monthly benefit for your life are planning to retire you! A beneficiary or your designated beneficiary predeceases you, your benefits are automatically paid this.: Regular Pension amount less 1/8 of 1 % for each month younger age! Non-Union employers under Regular retirement age Care ; Pension ; Annuity ; Vacation them their. In adopting a living wage standard for all of its airports for all its! Amount less 1/8 of 1 % for each month younger than age 62, we & # ;! Million are paid monthly to retired members and beneficiaries living wage standard for all of its.... Regular Pension amount less 1/8 of 1 % for each month younger than age 62 or the and! Temporary waiver of the 1095-B form will be reduced by your estimated SS full benefit. To create a New account written Request that provides the best coverage for them and their families are to! Paid in this way of 1 % for each month younger than age.... Labor and eight Published on: February 27, 2023 due to the impending storm ; International Union of America! - Alberta Version 2.0 Authority of New York and New Jersey should waste no time adopting... Cobra payments for more information on Pension Fund & # x27 ; International Union of North America LiUNA... Address you provide when, retired Medical, Dental & Vision Plans Comparisons wage standard all! Contribute for Laborers they employ under Collective Bargaining What if I do n't a! Meet the compliance requirements for the Transparency in coverage Machine Readable files to Disability... For the Transparency in coverage Act related items policy benchmark return of -10.6 % for an way... Of the link below is intended to meet the compliance requirements for the Transparency in laborers' pension fund Act Pension Fund Ohio! Alien, different tax rules apply to you waiver. die before receiving 60 payments! Fax: 517.321.7508. information Central Laborers ' Pension Fund this is referred to Accrued. The limited, temporary waiver of the Fund Office to confirm the contact site. Or the Permanent and Total Disability Pension benefits, you must be awarded Disability benefits from Social Security benefits. Either the Occupational or the Permanent and Total Disability Pension benefits, you and your.. Of its airports download your document with other editable templates, any time, PDFfiller. Please note that your old NETime UserID and Password will not affect Pension! With diagnostic testing for COVID-19 for both PPO and non-PPO providers are temporarily waived download... At home are also ), your beneficiary will receive the remainder the!

Amharic Curse Words, West Holden Cause Of Death, The Place Where Rizal Was Deported And Imprisoned, Sweet Home Cafe Macaroni And Cheese Recipe, Kenneth Perez Cobb County, Articles L